There is little to be gained by paying more tax than the law demands.
Identify the tax-savers for which you qualify. Here’s a tax-cutting checklist to get you started. Check the list to see if there are tax breaks that you are overlooking.

For Individuals:
	- Roth IRA - Roth 401(k) if employer's plan permits - Rollover to Roth IRA - Tax-deductible IRA - Child tax credit - Income shifting to children - Child care creditEarned income credit